Rebalancing
Rebalancing means adjusting your portfolio back to your target asset allocation.
Por qué importa
It helps keep risk aligned with your plan instead of drifting after big market moves.
Ejemplo simple
If stocks rise and become 80% of a 70/30 portfolio, you sell some stocks and buy bonds to restore 70/30.
Errores comunes
- Never rebalancing and letting risk drift.
- Rebalancing too often without considering costs/taxes.
- Treating rebalancing as a market-timing signal.