Lump Sum Investing
Lump sum investing means investing a large amount at once instead of spreading it over time.
Neden önemli
It can lead to higher long-term returns on average, but timing regret can feel stronger.
Basit örnek
You invest a $20,000 bonus today instead of splitting it into monthly contributions.
Yaygın hatalar
- Investing all at once without considering emotional comfort.
- Delaying forever while waiting for the “perfect” moment.
- Comparing outcomes without including time in market.