Taxa de despesas de gestão (MER)

MER is the annual fee charged by a fund, shown as a percentage of your invested balance.

Por que importa

Small fee differences can meaningfully reduce long-term returns, especially over decades.

Exemplo simples

If two funds return the same before fees, the one with a 0.20% MER usually leaves you with more than one with a 1.50% MER over time.

Erros comuns

Looking only at past performance and ignoring ongoing costs.
Assuming high fees always mean better management.
Comparing funds with very different objectives as if fees were the only factor.

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Próximo passo

Abrir próximo passo: Model how fee differences affect long-run growth

Perguntas frequentes

O que Taxa de despesas de gestão (MER) significa?

MER is the annual fee charged by a fund, shown as a percentage of your invested balance.

Por que Taxa de despesas de gestão (MER) importa?

Small fee differences can meaningfully reduce long-term returns, especially over decades.

Qual é um exemplo simples de Taxa de despesas de gestão (MER)?

If two funds return the same before fees, the one with a 0.20% MER usually leaves you with more than one with a 1.50% MER over time.

Qual é um erro comum com Taxa de despesas de gestão (MER)?

Erros comuns incluem: Looking only at past performance and ignoring ongoing costs. Assuming high fees always mean better management. Comparing funds with very different objectives as if fees were the only factor.