Disclaimer

1. Educational and general information only

FomoDejavu publishes educational information, historical market examples, calculators, articles, visuals, and scenario tools for general informational use.

Nothing on this site is tailored to your personal finances, risk tolerance, investment horizon, tax position, legal obligations, accounting treatment, cyber risk profile, or regulatory situation.

• Nothing on the site is a recommendation, solicitation, offer, endorsement, or invitation to buy, sell, hold, allocate, rebalance, or avoid any security, asset, product, or strategy.
• Nothing on the site creates an adviser-client, broker-client, fiduciary, attorney-client, accountant-client, consultant-client, or other professional relationship.
• You remain responsible for your own decisions and for getting advice from a qualified professional who knows your specific circumstances.

2. Calculator, scenario, and historical-data limitations

FomoDejavu tools often use historical data and simplified assumptions to show how a scenario could have looked in the past. Those examples are illustrative only.

Real-world outcomes can differ materially because actual investing, saving, borrowing, and spending decisions include many variables that a public educational tool cannot fully model for every user.

• Examples may simplify or exclude taxes, withholding, foreign-exchange effects, commissions, spreads, slippage, management fees, bid-ask friction, contribution timing, dividend timing, liquidity constraints, market closures, or account-specific rules.
• Historical prices, inflation series, and asset data may contain gaps, revisions, survivorship limits, delayed updates, vendor normalization, or coverage differences across countries and asset classes.
• Backtests, replay views, missed-opportunity examples, and “what if” scenarios are hypothetical illustrations built from historical information. They are not forecasts and do not imply that any result is likely to happen again.
• Past performance, historical inflation patterns, and prior market behavior do not guarantee future results.

3. Accuracy, completeness, availability, and warranty disclaimer

We aim to make the site useful, understandable, and carefully reviewed. Even so, websites and data-driven tools can contain errors, omissions, stale information, formatting problems, broken links, temporary outages, security issues, or calculation defects.

To the fullest extent permitted by applicable law, the site and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied, or statutory.

• We do not warrant uninterrupted availability, specific uptime, fitness for a particular purpose, merchantability, non-infringement, or error-free operation.
• We do not warrant that every calculation, chart, API response, imported dataset, translation, article, or linked resource will always be complete, accurate, authentic, current, or free from harmful components.
• You should independently verify important facts, figures, assumptions, legal requirements, and tax implications before relying on them.

4. Third-party content, external links, and technology providers

FomoDejavu may reference or depend on third-party content and services, including market-data providers, inflation data sources, hosting providers, analytics tools, charting libraries, advertising partners, search services, embedded media, and external websites.

We do not control third-party websites or all third-party service behavior. Their content, availability, privacy practices, security posture, and terms can change without notice.

• A link to another website does not mean we approve, monitor, guarantee, or adopt all of its content, products, claims, security controls, or privacy practices.
• Site functionality may be affected by third-party ICT or infrastructure dependencies, maintenance windows, vendor incidents, data-source changes, or service discontinuations.
• You should review the policies and security practices of any third-party site or provider before relying on it or sharing information with it.

5. Privacy, security, resilience, and incident communications

Our handling of personal information and cookies is described on the Privacy & Cookies page. This disclaimer does not replace that privacy notice.

We take reasonable steps to support the confidentiality, integrity, and availability of the services and information under our control, but no internet service can guarantee perfect security or uninterrupted resilience.

• Please do not send highly sensitive personal, financial, health, account, credential, or regulated information through public site forms or ordinary email unless clearly necessary and appropriate.
• If a material technical or security issue significantly affects the service or personal information under our control, we may provide notice through the site, email, or another appropriate channel, subject to applicable law and the information available at the time.
• Some privacy, security, and incident-response obligations depend on the laws that apply to the site operator, the user, the service provider, and the specific event. Nothing on this page is a promise of a specific regulatory classification or filing outcome.

6. Ads, affiliate relationships, sponsored content, and testimonials

FomoDejavu may in the future display advertising, affiliate links, sponsorship disclosures, partner references, or product mentions. Where a material commercial relationship exists, it should be disclosed in a clear and noticeable way.

If the site includes testimonials, examples, or user stories, they are illustrative and should not be read as typical or guaranteed results.

• Compensation, if any, should not be interpreted as a promise of quality, performance, suitability, or profitability.
• You should still do your own review before using any third-party product, broker, service, or offer mentioned on the site.

7. Limitation of liability

To the fullest extent permitted by applicable law, FomoDejavu and its operators, contributors, reviewers, service providers, and licensors are not liable for direct, indirect, incidental, consequential, special, exemplary, or punitive loss or damage arising out of or connected with your access to, use of, inability to use, or reliance on the site or any third-party resource linked from it.

• This includes, by way of example, financial losses, tax costs, missed opportunities, trading losses, portfolio losses, business interruption, loss of data, cybersecurity impacts, reputational harm, or decisions made in reliance on site content.
• If mandatory law in your jurisdiction does not allow a particular exclusion or limitation, that exclusion or limitation applies only to the maximum extent permitted there.

8. Changes and contact

We may update this page from time to time as the site, tools, providers, data sources, languages, and legal expectations evolve. When we do, we will change the “Last updated” date shown above.

Questions about this page can be sent to hello@fomodejavu.com.